How We Work

Financial planning is a cyclical, dynamic process that helps identify your financial objectives, goals and priorities:

Step 1 Initial meeting & engagement

At our first meeting which is at our cost we discuss your current financial circumstances and any future goals you have. This detailed discussion will provide a complete picture of where you are now, and where you want to be. We’ll cover things like, your occupation, your savings & investments, your mortgage, your current liabilities and your tax position, which will help us to formulate a bespoke recommendation for you.

Step 2 Research/Advice formulation and Recommendation

Part of the previous discussions will also cover risk and reward, and your attitude towards investment risk, this information from you will enable us to construct a recommendation which is specific to your circumstances and your future goals. After our analysis of your current position, we will present our recommendations and actions required for you to potentially achieve these goals.

Step 3 Implementation

We will then implement the proposed recommendation. Every course of action we have recommended and agreed with you is now put into motion.

Step 4 Review the Plan & Progress Updates

If required, a future review date will be agreed and can take place annually or more regularly depending on the level of service selected, regular reviews of your plan will enable you to clearly see the progress towards reaching your financial goals.

If necessary we will provide advice on any adjustments that may be required. By keeping in close contact with you we will explain how the plan is progressing and agree with you any modifications to keep it on track towards the achievement of your goals.